We offer some of the best auto loan rates in town. We start with a low base rate and then apply any discounts that you might qualify for. Discounts are granted for having your primary checking account with us, a good credit score, making a down payment and reducing standard terms. The same great rate applies for new and used cars. Check out the NADA vehicle guide.
We also provide a powerful online resource free to our members. Visit AUTOSMART for valuable information and research tools that can help you save time and money when purchasing your next vehicle.
Our loans for recreational vehicles will fit your needs whether you’re looking to travel across country in your new RV or snowmobiling over the weekend. The same great discounts from our car loans can be applied to these loans. You can save hundreds of dollars with our financing options. Our fast and easy loan process can help you on your way to fun in no time.
We have five convenient credit card options that can fit any wallet. Each option has its own features to benefit your personal needs.
|Classic Low Rate||Classic||Classic Cash Back||Platinum||Platinum Cash Back Card|
|Rate||8.9% APR||9.9% APR||11.9% APR||9.9% APR||11.9% APR|
|Rebate||None||None||Up to 1%||Ending 3/31/17||Ending 3/31/17|
Our signature loans are great for any purpose. These loans are short-term loans for whatever the need may be. They are limited to a total of three times your monthly income and are for a period of one to four years.
Our secured loans are also great for any purpose. The secured loans require some security to be pledged and the amount is determined by the value of the security offered. Things such as pianos, computers or other personal items of value are examples of what can be used as security. Even if you are purchasing the item with the funds, it can qualify.
Our Home Equity Loans are a great way to consolidate debt, do home improvements, help pay for College tuition, etc. We offer a Home Equity line of credit or the traditional 2nd Mortgage. By using the equity in your home, you can obtain a line of credit that will be there when you need it.
Whether you’re looking to purchase a home, refinance to a better rate or term, or looking to use the equity in your home, Health Care Credit Union has several types of mortgages that will fit your needs. These loans are offered at current market rates. Refinancing from another lender is also an option. Stop by any branch or call for fees and rate information.
Improved Lot Loans
Finance the lot until you’re ready to begin construction. Save on fees because we will credit half the lot loan origination fee towards your Goldenwest construction loan.
Fixed Rate Second Mortgage
Autos and Trucks as low as 2.99% APR Fixed
Boats, RVs, and Trailers as low as 4.49% APR Fixed
Motorcycles, Snowmobiles, and ATVs as low as 4.49% APR Fixed
Home Equity Line of Credit 4.25% APR Variable
Please visit https://www.gwcu.org/rates/homeloans
|As low as 9.00% APR Fixed||Signature*|
|11.90% APR||Visa Classic Credit Card||No Annual Fee with Cash Rebate ending 3/31/17|
|9.90% APR||Visa Classic Credit Card||No Annual Fee|
|8.90% APR||Visa Classic Credit Card||$10 Annual Fee|
|9.90% APR||Visa Platinum Credit Card||No Annual Fee|
|11.90% APR||Visa Platinum Cash Back Credit Card||No Annual Fee|
|3.00% APR||Share Secure Loans||plus declared dividend rate|
|1.99% APR||Cert. Secured||plus secured certificate rate|
*Rate may vary based on approved loan amount.
All Annual Percentage Rates (APR) are current as of April 1, 2017 and subject to change. Rates listed above are our based rates. Your rate may be higher depending on credit worthiness and other underwriting criteria. Home Equity Line of Credit Variable Rate is Prime Rate + 0.25% for a 20-year term. As of April 1, 2017, the Wall Street Journal Prime Rate is listed as 4.00% APR. Home Equity Line of Credit has a maximum variable APR of 18.00%. No fee offer based on credit line remaining open minimum of 24 months. Equal Housing Lender. NMLS 440574.p>